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Will my condo insurance cover the repair of my stove?

Condo insurance is similar to homeowner’s insurance in that it provides coverage for your home, personal belongings, and liability coverage. However, it differs from homeowners insurance in that it only covers the interior of your condo and not the external, public areas of your condo. You pay a condo fee to cover the care and management of the external areas of your condo.

Our team at Great Southern Agency wants Tomball, TX condo owners to understand what’s covered by their condo insurance policy.

What is Condo Insurance?

Condo insurance is insurance designed to pay for the repair of your unit and/or belongings if they are destroyed or damaged by a covered circumstance or event. Theft, some natural disasters, fire, and vandalism or examples of some of the things covered by your condo insurance policy.

Condo insurance can also provide coverage for living expenses if a covered situation or circumstance occurs, as well as coverage for liability claims. 

Will my condo insurance cover the repair of my stove?

Yes. However, your condo insurance will only pay for the repair of your stove if it was damaged as a result of an incident that is covered by your insurance policy. Usually, a condo insurance policy will pay for your damaged appliance if it was damaged by lightning, fire, a damaged floor, burst pipes, or some other covered incident.

Your condo insurance will NOT pay for the repair of your stove if it’s damaged or not functioning as a result of natural wear and tear.

Give Us A Call

If you want to develop a better understanding of how your condo insurance works and what’s covered, call us at Great Southern Agency in Tomball, TX. We’d be happy to answer your questions.